At your first meeting, we will ask you about you – about where you are now, about your expectations, about how you would like to live your life.

Then we will conduct something called “fact finding” – we will ask about your personal circumstances and your attitude towards risk (whether you are a conservative or aggressive investor, or somewhere in between).

Don’t be surprised when we ask for detailed personal information – we need it to put together your financial plan!

We will ask for your:

• age
• current personal income
• family income
• future income(inheritances included)
• day-to-day expenses
• your family circumstances(number and health of dependants, dependants from previous relationships etc)
• future expenses
• assets and liabilities
• tax paid and tax owed
• super and insurance situation
• current investments
• state of health

We will also need to have considered your goals and current financial position, including:

• when you want to retire
• how you want to educate your children
• whether a second home, like a holiday house, is important to you
• do you have dependants you need to provide for, if you are unable to work or if you die
• whether you have an up-to-date will
• whether you are expecting any large expenses

So when you come along to our first meeting, have this information ready and handy!