Schedule a Call

Prepare for tomorrow,
make the most of today.

Financial advice to help you manage, grow and protect your wealth.

Schedule a Call

Advice that makes a difference.

A financial plan is about more than just money. It’s about freely living your life without worrying about your finances. It’s confidence and excitement about your future.
It’s leaving a legacy for the next generation.

At TBA Financial we help you navigate your financial life.

Stress less. Take Control. Plan Ahead.

Schedule a Call

How we can help

At TBA Financial, our goal is to help you reach your potential, whether you are just getting started, building your wealth, preparing for retirement or enjoying life after work.

nathan-dumlao-4_mJ1TbMK8A-unsplash
GET STARTED AND SET YOUR FAMILY UP FOR SUCCESS
You want to buy your dream home, expand your family and grow your wealth.
build-wealth-help
BUILD WEALTH AND PURSUE YOUR GOALS
It’s time to pay down debt, protect your wealth and grow your assets.
enjoy-retirement
PREPARE FOR RETIREMENT AND BEYOND
You want to be confident that you will have enough money to enjoy life after work.
build-wealth-2
MAKE THE MOST OF RETIREMENT
You would like to leave a legacy for your kids and ensure you don’t run out of money.

We make the complex simple.

Your local financial partners

TBA is owned and operated by Tim Bell who has over 30 years of experience in financial services.

Tim is supported by a team of professionals in financial planning, superannuation, insurance, mortgage and finance broking.

Our core aim is to enable our clients to live a worry free lifestyle knowing their personal financial situation is under control.

We can help you achieve your financial goals through smart investment and superannuation strategies, regular reviews and planning for retirement.

Risk management is part of our expertise with life insurance solutions tailored to your needs.

As we say, we like to get your financial house in order and keep it that way forever!

We are based in the Bayside suburb of Bentleigh. Our office is located at the western end of a vibrant strip shopping precinct on Centre Road. Cafes, European delicatessens, restaurants, banking and a wide variety of other retailers are nearby. We’re proud to be part of this fantastic community.

Kind words from our clients

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Samantha Doe
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Sally Tester
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Sally Tester

Insights

 Generation Mortgage: Why younger Australians face a very different retirement

 Generation Mortgage: Why younger Australians face a very different retirement

A very different retirement awaits For generations of Australians, owning the family home outright by retirement was almost taken for…
Read More
Financial literacy in Australia: Where we’re improving (and falling behind)

Financial literacy in Australia: Where we’re improving (and falling behind)

How well do we understand our money? Most of us make financial decisions almost every day. We decide whether to…
Read More
How to dispose of shares

How to dispose of shares

How to dispose of shares You can dispose of your shares in the following ways: selling them giving them away…
Read More
Should I rent or own a place in a retirement village?

Should I rent or own a place in a retirement village?

In Australia, there are both ownership and rental opportunities to choose from when deciding on the best retirement living option…
Read More
Defined benefit super explained

Defined benefit super explained

Learn how defined benefit super works and what it could mean for retirement.  What is defined benefit super? Defined benefit…
Read More
What is a managed fund

What is a managed fund

A managed fund lets you hand investment decisions to a fund manager. How a managed fund works     In…
Read More
View all

Oliver's Insights

A hawkish hike from the RBA to 4.6% – this is likely the top, but the risk of another hike is very high

A hawkish hike from the RBA to 4.6% – this is likely the top, but the risk of another hike is very high

Key Points As widely expected, the RBA hikes 0.25% to 4.6%, as upside risks to inflation have “materialised.” The RBA…
Read More
The Fed looks like it’s going to hike – implications for investors & Australia

The Fed looks like it’s going to hike – implications for investors & Australia

Key Points The Fed is likely to start raising interest rates to combat sticky inflation and affirm its credibility. First…
Read More
The super cycle bear market in bonds and the return of “bond vigilantes” – implications for investors

The super cycle bear market in bonds and the return of “bond vigilantes” – implications for investors

Key Points Bond yields are being pushed higher by concerns about inflation, high public debt, rising corporate borrowing, rising Japanese…
Read More
The Australian home price downturn deepened in August, with more to go

The Australian home price downturn deepened in August, with more to go

Key Points The slump in national average home prices continued in August with prices down 0.9% according to Cotality, their…
Read More
Why investors need to treat forecasts with caution

Why investors need to treat forecasts with caution

Key Points The increasing noise around investing – associated with a messier economic and geopolitical backdrop along with an explosion…
Read More
Another hawkish RBA hold at 4.35% – expect one more hike later this year

Another hawkish RBA hold at 4.35% – expect one more hike later this year

Key Points The RBA left the cash rate on hold at 4.35% for the second meeting in a row. Some…
Read More
View all

Tim Bell

Director

I started my career in financial planning in 1991 as a sole practitioner. In 1996 I founded Tim Bell & Associates Pty Ltd, which later became TBA Financial.

I have been a Certified Financial Planner since 1998 and one of my greatest pleasures is helping clients improve their financial position.

Areas of advice I specialise in:

  • Superannuation and retirement planning including strategies to maximise Centrelink benefits.
  • Risk management including life insurance and income protection.
  • Wealth accumulation.

I am a member of the Financial Planning Association of Australia.

Graeme Rissman

Mortgage Broker

I have over 20 years’ experience in the financial services sector and banking in particular.
I have completed a Diploma of Financial Services (Finance / Mortgage Broking Management), a Diploma of Financial Services (Financial Planning), Cert IV Financial Services (Finance / Mortgage Broking) and an Associate Diploma of Property & Valuations .

As an Accredited Mortgage Consultant I can help you find a suitable loan to fit your needs from a range of lenders.

My particular areas of expertise are:

  • Advising Clients on Loan Structures & Strategies
  • Mortgage finance
  • SMSF Borrowing

Jane Brown

Head Accountant

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nullam pharetra aliquet ligula in volutpat. Aenean laoreet leo massa, non laoreet ante imperdiet ut.

Aliquam imperdiet pellentesque eleifend. Proin feugiat nulla eget nunc dapibus, at aliquet dui interdum. Cras porttitor ultrices volutpat. Orci varius natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus.

Morbi eu est velit. Sed pulvinar mi ac congue euismod. Aliquam erat volutpat. Aliquam et cursus dui, ut mollis tortor. Donec eget eros eget nunc accumsan congue sed in orci. Vivamus quam nunc, egestas non dapibus non, aliquet vitae dui. Maecenas elit nibh, consectetur id ipsum quis, convallis euismod nisl. Sed sem magna, semper vitae felis et, fermentum euismod justo. Sed tristique mauris lorem, id auctor nisi tincidunt eget.

Facebook-f Twitter Linkedin-in

Sample Someone

Director

Aliquam sed risus metus. Donec ultrices, nunc sed bibendum aliquam, arcu dui vehicula nibh, in dignissim metus libero in elit. Morbi id odio vitae augue porta viverra ac sit amet odio. Pellentesque convallis orci ac placerat dignissim. Vestibulum pretium enim at rutrum cursus. Aliquam varius lacus risus, nec ullamcorper lorem gravida aliquet. 

Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Vivamus eget nulla rutrum, euismod tortor ac, pulvinar lectus. Duis condimentum mi eget viverra feugiat.